Insurance solutions for Kenya

Six lines of cover for drivers, homeowners, travellers, families and businesses in Nairobi, Mombasa and across Kenya, arranged with established local insurers. Tell us which one you need and we will quote it on WhatsApp.

Dark SUV moving along a road

Motor insurance

Private cars, matatus, trucks and company fleets, insured against accidents, theft and third-party claims on Nairobi roads and highways across Kenya. Third party cover is a legal requirement for every vehicle in Kenya; comprehensive adds your own car.

  • Comprehensive cover
  • Third party liability
  • Windscreen cover
Ask about motor cover on WhatsApp
Modern house with lit windows at dusk

Property insurance

Protection for the places you live and work in Kenya, from an apartment in Kilimani to a warehouse on Mombasa Road, and for the income that depends on them.

  • Home insurance
  • Commercial property
  • Business interruption
  • Land and buildings
  • Natural disasters
Ask about property cover on WhatsApp
Aircraft wing above clouds seen from a window seat

Travel insurance

Cover that travels with you, whether you are flying to Dubai for business or driving to Mombasa for the weekend.

  • International and domestic medical cover
  • Emergency evacuation
  • Lost luggage and delays
Ask about travel cover on WhatsApp
Doctor discussing a treatment plan with a patient

Health & medical insurance

Medical cover for individuals, families and staff in Kenya, from day-to-day outpatient visits to hospital admission and maternity, with plans that top up SHA and give you access to Nairobi’s private hospitals.

  • Individual and family cover
  • Critical illness
  • Accident cover
  • Hospital cash plan
  • Inpatient and outpatient
  • Maternity cover
  • Dental and optical
Ask about health & medical cover on WhatsApp
Stacked cargo containers on a ship at sunset

Marine insurance

Cover for imports and exports through the Port of Mombasa and JKIA, goods in transit on the Northern Corridor, and the vessels and equipment that carry them.

  • Cargo insurance
  • Transit cover
  • Hull and machinery
  • Freight liability
Ask about marine cover on WhatsApp
Two warehouse staff walking past a forklift

Business & commercial insurance

Statutory and commercial cover for Kenyan employers, SMEs and traders, from the WIBA cover every employer must hold to liability, fire, burglary and goods in transit.

  • Work Injury Benefits Act (WIBA)
  • Public liability
  • Employers’ liability
  • Carriers’ liability
  • Goods in transit
  • Fire and theft
  • Burglary insurance
Ask about business & commercial cover on WhatsApp

Insurance in Kenya, answered plainly

Is third party motor insurance compulsory in Kenya?

Yes. Every vehicle on Kenyan roads must carry at least third party cover, which pays for injury or damage you cause to other people. Comprehensive cover adds your own vehicle, theft and fire. We quote both for private cars, matatus, trucks and company fleets in Nairobi, Mombasa and across Kenya.

How quickly can I get a motor insurance certificate in Nairobi?

Usually the same day. Send us a photo of your logbook and ID on WhatsApp, choose the cover and insurer you prefer, pay, and the digital certificate is issued to your phone, often within the hour.

Do I still need private medical cover if I am registered with SHA?

SHA (the Social Health Authority, which replaced NHIF) gives a baseline. Private medical cover tops it up with wider hospital choice, higher inpatient limits, outpatient, maternity, dental and optical. We arrange individual, family and staff schemes with Kenyan medical insurers.

What is WIBA and does my business need it?

The Work Injury Benefits Act requires every employer in Kenya to insure employees against injury, illness or death arising from work. It applies whether you employ two people or two hundred. We arrange WIBA alongside public liability, fire, burglary and goods in transit so your business is covered in one place.

Which areas do you serve?

We work with clients in Nairobi (Westlands, Upper Hill, Kilimani, the CBD, Karen, Industrial Area and the wider county), in Mombasa, and in Kisumu, Nakuru, Eldoret and Thika. Because quotes, documents and claims are handled on WhatsApp and email, we serve clients anywhere in Kenya.

Does using an insurance agency cost more than going to the insurer directly?

No. You pay the insurer's premium; our work is paid by the insurer. What you gain is a comparison across several licensed Kenyan insurers, someone who explains the fine print, and help when it is time to claim.

Not sure which cover you need?

Describe what you want to protect and we will tell you what applies, what it costs and what you can leave out.

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