/* UltraSecure Insurance Agency
   Layout: editorial and left-aligned on an 1180px measure. Photos sit as plates
   (4:3 or full-bleed); type carries the hierarchy, not boxes or shadows. */

:root {
  --wine: #7A1030;
  --wine-deep: #560B22;
  --wine-tint: #F7EDF0;
  --navy: #182440;
  --ink: #1F2638;
  --ink-soft: #5B6373;
  --ink-faint: #8A91A0;
  --paper: #FFFFFF;
  --paper-2: #F4F5F8;
  --line: #E3E6EC;
  --green: #1EBE5D;
  --font-display: 'Newsreader', Georgia, 'Times New Roman', serif;
  --font-body: 'Instrument Sans', 'Helvetica Neue', Arial, sans-serif;
  --measure: 1180px;
  --gl: max(20px, env(safe-area-inset-left, 0px));
  --gr: max(20px, env(safe-area-inset-right, 0px));
  --header-h: 76px;
  color-scheme: light;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font: 400 17px/1.6 var(--font-body);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
p { margin: 0 0 1.1em; }
p:last-child { margin-bottom: 0; }
ul { margin: 0; padding: 0; }

h1, h2, h3 {
  font-family: var(--font-display);
  font-weight: 400;
  line-height: 1.04;
  letter-spacing: -0.012em;
  color: var(--navy);
  text-wrap: balance;
  margin: 0;
}
h1 { font-size: clamp(2.6rem, 6.2vw, 4.9rem); }
h2 { font-size: clamp(2rem, 3.6vw, 2.9rem); }
h3 { font-size: 1.5rem; }

.wrap {
  max-width: var(--measure);
  margin-inline: auto;
  padding-left: var(--gl);
  padding-right: var(--gr);
}

:focus-visible { outline: 2px solid var(--wine); outline-offset: 3px; }

/* ---------- Header ---------- */
body::before {
  content: "";
  position: fixed;
  inset: 0 0 auto;
  height: env(safe-area-inset-top, 0px);
  background: var(--paper);
  z-index: 60;
}
.site-header {
  position: sticky;
  top: env(safe-area-inset-top, 0px);
  z-index: 50;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: saturate(160%) blur(10px);
  -webkit-backdrop-filter: saturate(160%) blur(10px);
  border-bottom: 1px solid var(--line);
}
.site-header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  height: var(--header-h);
}
.brand { display: block; line-height: 0; }
.brand img { height: 42px; width: auto; }

.primary-nav ul { display: flex; gap: 34px; list-style: none; }
.primary-nav a {
  text-decoration: none;
  font-size: 15px;
  font-weight: 500;
  color: var(--ink);
  padding: 6px 0;
  border-bottom: 1.5px solid transparent;
  transition: color .2s, border-color .2s;
}
.primary-nav a:hover { color: var(--wine); }
.primary-nav a[aria-current="page"] { color: var(--wine); border-bottom-color: var(--wine); }

.header-actions { display: flex; align-items: center; gap: 14px; }

.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 13px 22px;
  border-radius: 999px;
  background: var(--wine);
  color: #fff;
  text-decoration: none;
  font-weight: 500;
  font-size: 15px;
  line-height: 1;
  white-space: nowrap;
  border: 1px solid transparent;
  transition: background .2s, border-color .2s, color .2s;
}
.btn:hover { background: var(--wine-deep); }
.btn svg { width: 18px; height: 18px; flex: none; }
.btn--ghost { background: transparent; border-color: rgba(255, 255, 255, 0.55); color: #fff; }
.btn--ghost:hover { background: rgba(255, 255, 255, 0.12); border-color: #fff; }
.btn--light { background: #fff; color: var(--wine); }
.btn--light:hover { background: var(--wine-tint); }
.btn--lg { padding: 17px 28px; font-size: 16px; }

.menu-toggle {
  display: none;
  width: 44px; height: 44px;
  border: 0; background: none; padding: 0;
  cursor: pointer;
  color: var(--navy);
  border-radius: 8px;
}
.menu-toggle span {
  display: block;
  width: 22px; height: 1.6px;
  background: currentColor;
  margin: 0 auto;
  transition: transform .25s, opacity .25s;
}
.menu-toggle span + span { margin-top: 6px; }
.menu-toggle[aria-expanded="true"] span:first-child { transform: translateY(3.8px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:last-child { transform: translateY(-3.8px) rotate(-45deg); }

@media (max-width: 860px) {
  .menu-toggle { display: block; }
  .header-actions .btn { display: none; }
  .primary-nav {
    position: absolute;
    left: 0; right: 0; top: 100%;
    background: var(--paper);
    border-bottom: 1px solid var(--line);
    padding: 8px var(--gr) 20px var(--gl);
    display: none;
  }
  .primary-nav.is-open { display: block; }
  .primary-nav ul { flex-direction: column; gap: 0; }
  .primary-nav a { display: block; padding: 14px 0; font-size: 18px; border-bottom: 1px solid var(--line); }
  .primary-nav a[aria-current="page"] { border-bottom-color: var(--line); }
  .primary-nav .nav-cta { margin-top: 18px; }
  .primary-nav .nav-cta .btn { display: inline-flex; }
}
@media (min-width: 861px) { .primary-nav .nav-cta { display: none; } }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  background: var(--navy);
  color: #fff;
  overflow: hidden;
  isolation: isolate;
}
.hero-photo {
  position: absolute;
  inset: 0;
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: center 58%;
  z-index: -2;
}
.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background:
    linear-gradient(180deg, rgba(24, 36, 64, 0.45) 0%, rgba(24, 36, 64, 0) 35%),
    linear-gradient(180deg, rgba(24, 36, 64, 0) 60%, rgba(24, 36, 64, 0.45) 100%),
    linear-gradient(100deg, rgba(24, 36, 64, 0.97) 0%, rgba(24, 36, 64, 0.90) 34%, rgba(24, 36, 64, 0.55) 62%, rgba(24, 36, 64, 0.22) 100%);
}
.hero .wrap {
  padding-block: clamp(88px, 13vw, 168px) clamp(56px, 7vw, 96px);
}
.hero h1 { color: #fff; max-width: 13ch; }
.hero .lead {
  max-width: 50ch;
  font-size: clamp(1.05rem, 1.35vw, 1.22rem);
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.86);
  margin: 26px 0 36px;
}
.hero .actions { display: flex; gap: 14px; flex-wrap: wrap; }
.places {
  display: flex; flex-wrap: wrap; align-items: center;
  margin-top: clamp(56px, 8vw, 96px);
  font-size: 14px;
  color: rgba(255, 255, 255, 0.72);
  letter-spacing: 0.01em;
}
.places span + span::before {
  content: "";
  display: inline-block;
  width: 1px; height: 13px;
  background: rgba(255, 255, 255, 0.4);
  margin: 0 16px;
  vertical-align: -2px;
}

.hero .wrap { animation: rise .7s cubic-bezier(.2,.7,.2,1) both; }
@keyframes rise { from { opacity: 0.6; transform: translateY(8px); } to { opacity: 1; transform: none; } }
@media (prefers-reduced-motion: reduce) {
  .hero .wrap { animation: none; }
  html { scroll-behavior: auto; }
  * { transition-duration: 0s !important; }
}

/* ---------- Sections ---------- */
.section { padding-block: clamp(72px, 9vw, 128px); }
.section--tint { background: var(--paper-2); }
.section-head {
  display: flex; align-items: flex-end; justify-content: space-between;
  gap: 32px; flex-wrap: wrap;
  margin-bottom: clamp(36px, 5vw, 56px);
}
.section-head p { max-width: 54ch; color: var(--ink-soft); margin: 0; }

.text-link {
  color: var(--wine);
  text-decoration: none;
  font-weight: 500;
  border-bottom: 1px solid rgba(122, 16, 48, 0.4);
  padding-bottom: 2px;
  transition: border-color .2s;
  white-space: nowrap;
}
.text-link:hover { border-bottom-color: var(--wine); }

.split {
  display: grid;
  grid-template-columns: 5fr 7fr;
  gap: clamp(32px, 5vw, 72px);
  align-items: start;
}
.split .prose { max-width: 60ch; font-size: 1.08rem; color: var(--ink); }
.split .prose p + p { margin-top: 1.1em; }
@media (max-width: 860px) { .split { grid-template-columns: 1fr; } }

.points {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 36px 32px;
  margin-top: clamp(56px, 7vw, 88px);
}
.point { border-top: 1px solid var(--line); padding-top: 24px; }
.point svg { width: 28px; height: 28px; stroke: var(--wine); fill: none; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; margin-bottom: 18px; }
.point h3 { font-family: var(--font-body); font-size: 17px; font-weight: 600; color: var(--navy); margin-bottom: 8px; letter-spacing: 0; }
.point p { font-size: 15px; color: var(--ink-soft); }
@media (max-width: 960px) { .points { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px) { .points { grid-template-columns: 1fr; gap: 28px; } }

/* cover tiles (home) */
.cover-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 44px 32px;
}
.cover { text-decoration: none; display: block; color: inherit; }
.plate {
  aspect-ratio: 4 / 3;
  max-width: 100%;
  overflow: hidden;
  border-radius: 3px;
  background: var(--navy);
}
.plate img { width: 100%; height: 100%; object-fit: cover; transition: transform .7s cubic-bezier(.2,.7,.2,1); }
.cover:hover .plate img { transform: scale(1.035); }
.cover h3 { font-size: 1.5rem; margin: 18px 0 6px; transition: color .2s; }
.cover:hover h3 { color: var(--wine); }
.cover p { font-size: 15px; color: var(--ink-soft); }
@media (max-width: 960px) { .cover-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .cover-grid { grid-template-columns: 1fr; gap: 36px; } }

/* quote band */
.quote-band { background: var(--wine); color: #fff; }
.quote-band .wrap { padding-block: clamp(64px, 8vw, 112px); }
.quote-band .split { grid-template-columns: 7fr 5fr; align-items: center; }
.quote-band h2 { color: #fff; }
.quote-band p { color: rgba(255, 255, 255, 0.84); max-width: 46ch; margin-top: 18px; font-size: 1.05rem; }
.quote-band .contact-lines { margin-top: 28px; font-size: 15px; color: rgba(255, 255, 255, 0.8); display: grid; gap: 8px; }
.quote-band .contact-lines a { color: #fff; text-decoration: none; border-bottom: 1px solid rgba(255,255,255,.45); padding-bottom: 1px; }
.quote-band .contact-lines a:hover { border-bottom-color: #fff; }
.quote-band .side { display: grid; gap: 10px; justify-items: start; }
@media (max-width: 860px) { .quote-band .split { grid-template-columns: 1fr; } }

/* ---------- Page header (inner pages) ---------- */
.page-head { padding-block: clamp(56px, 8vw, 112px) clamp(28px, 4vw, 48px); }
.page-head h1 { max-width: 16ch; }
.page-head .lead { max-width: 56ch; font-size: 1.15rem; color: var(--ink-soft); margin-top: 22px; }

/* ---------- About ---------- */
.about-grid {
  display: grid;
  grid-template-columns: 7fr 5fr;
  gap: clamp(32px, 5vw, 80px);
  align-items: start;
}
.about-grid .prose { max-width: 62ch; font-size: 1.08rem; }
.about-grid .prose h2 { font-size: clamp(1.7rem, 2.6vw, 2.2rem); margin-top: 2.2rem; margin-bottom: 0.7rem; }
.about-grid .prose h2:first-child { margin-top: 0; }
.portrait { aspect-ratio: 3 / 4; max-width: 100%; overflow: hidden; border-radius: 3px; background: var(--navy); position: sticky; top: calc(var(--header-h) + 24px); }
.portrait img { width: 100%; height: 100%; object-fit: cover; }
@media (max-width: 860px) {
  .about-grid { grid-template-columns: 1fr; }
  .portrait { position: static; aspect-ratio: 4 / 3; }
}

.mv { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.mv > div { background: var(--paper-2); border-radius: 4px; padding: clamp(28px, 4vw, 44px); }
.mv h2 { font-size: 1.1rem; font-family: var(--font-body); font-weight: 600; color: var(--wine); margin-bottom: 14px; letter-spacing: 0; }
.mv p { font-family: var(--font-display); font-size: clamp(1.45rem, 2.2vw, 1.9rem); line-height: 1.25; color: var(--navy); text-wrap: balance; }
@media (max-width: 760px) { .mv { grid-template-columns: 1fr; } }

.values { display: grid; grid-template-columns: repeat(4, 1fr); gap: 36px 32px; }
.value { border-top: 1px solid var(--line); padding-top: 22px; }
.value h3 { font-size: 1.55rem; margin-bottom: 10px; }
.value p { font-size: 15.5px; color: var(--ink-soft); }
@media (max-width: 960px) { .values { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px) { .values { grid-template-columns: 1fr; } }

/* ---------- Solutions ---------- */
.sol-layout { display: grid; grid-template-columns: 220px 1fr; gap: clamp(32px, 5vw, 72px); align-items: start; }
.sol-nav { position: sticky; top: calc(var(--header-h) + 24px); }
.sol-nav ul { list-style: none; display: grid; gap: 2px; }
.sol-nav a {
  display: block;
  text-decoration: none;
  font-size: 15px;
  color: var(--ink-soft);
  padding: 8px 0 8px 14px;
  border-left: 1.5px solid var(--line);
  transition: color .2s, border-color .2s;
}
.sol-nav a:hover { color: var(--navy); }
.sol-nav a.is-active { color: var(--wine); border-left-color: var(--wine); }
.sol-list { min-width: 0; }
.sol {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(28px, 4vw, 56px);
  align-items: start;
  padding-block: clamp(40px, 5vw, 64px);
  border-top: 1px solid var(--line);
  scroll-margin-top: calc(var(--header-h) + 16px);
}
.sol:first-child { border-top: 0; padding-top: 8px; }
.sol:nth-child(even) .plate { order: 2; }
.sol h2 { font-size: clamp(1.8rem, 3vw, 2.4rem); }
.sol .desc { color: var(--ink-soft); margin-top: 14px; max-width: 46ch; }
.covers-list {
  list-style: none;
  margin-top: 22px;
  display: grid;
  grid-template-columns: 1fr;
  max-width: 34ch;
}
.covers-list li { padding: 10px 0; border-bottom: 1px solid var(--line); font-size: 15.5px; display: flex; gap: 12px; align-items: baseline; }
.covers-list li::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--wine); flex: none; transform: translateY(-1px); }
.sol .ask { display: inline-flex; align-items: center; gap: 10px; margin-top: 26px; }
.sol .ask svg { width: 17px; height: 17px; }
@media (max-width: 980px) {
  .sol-layout { grid-template-columns: 1fr; }
  .sol-nav {
    position: sticky; top: var(--header-h);
    background: var(--paper);
    margin-inline: calc(var(--gl) * -1) calc(var(--gr) * -1);
    padding: 10px var(--gr) 10px var(--gl);
    border-bottom: 1px solid var(--line);
    z-index: 5;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
  }
  .sol-nav::-webkit-scrollbar { display: none; }
  .sol-nav ul { display: flex; gap: 8px; width: max-content; }
  .sol-nav a { border: 1px solid var(--line); border-radius: 999px; padding: 8px 14px; font-size: 14px; white-space: nowrap; }
  .sol-nav a.is-active { border-color: var(--wine); background: var(--wine-tint); }
}
@media (max-width: 700px) {
  .sol { grid-template-columns: 1fr; }
  .sol:nth-child(even) .plate { order: 0; }
  .covers-list { max-width: none; }
}

/* ---------- FAQ ---------- */
.faq-list { max-width: 62ch; border-top: 1px solid var(--line); }
.faq { border-bottom: 1px solid var(--line); }
.faq summary {
  list-style: none;
  cursor: pointer;
  padding: 18px 40px 18px 0;
  font-weight: 500;
  font-size: 1.05rem;
  color: var(--navy);
  position: relative;
  transition: color .2s;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "";
  position: absolute; right: 6px; top: 50%;
  width: 10px; height: 10px;
  border-right: 1.5px solid var(--wine); border-bottom: 1.5px solid var(--wine);
  transform: translateY(-70%) rotate(45deg);
  transition: transform .25s;
}
.faq[open] summary::after { transform: translateY(-30%) rotate(-135deg); }
.faq summary:hover { color: var(--wine); }
.faq p { padding: 0 40px 20px 0; color: var(--ink-soft); font-size: 16px; margin: 0; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy); color: rgba(255, 255, 255, 0.78); font-size: 14.5px; }
.site-footer .wrap { padding-block: clamp(56px, 7vw, 88px) 28px; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 40px; }
.footer-brand img { height: 44px; width: auto; }
.footer-brand .tagline { font-family: var(--font-display); font-size: 1.45rem; color: #fff; margin-top: 22px; line-height: 1.2; max-width: 16ch; text-wrap: balance; }
.site-footer h3 { font-family: var(--font-body); font-size: 13px; font-weight: 600; color: #fff; letter-spacing: 0.04em; margin-bottom: 14px; }
.site-footer ul { list-style: none; display: grid; gap: 9px; }
.site-footer a { color: rgba(255, 255, 255, 0.82); text-decoration: none; transition: color .2s; }
.site-footer a:hover { color: #fff; }
.footer-bottom {
  margin-top: 56px; padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap;
  font-size: 13px; color: rgba(255, 255, 255, 0.55);
}
@media (max-width: 860px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .footer-grid { grid-template-columns: 1fr; gap: 32px; } }

/* ---------- Floating WhatsApp ---------- */
.wa-float {
  position: fixed;
  right: calc(20px + env(safe-area-inset-right, 0px));
  bottom: calc(20px + env(safe-area-inset-bottom, 0px));
  z-index: 55;
  display: flex; align-items: center; gap: 10px;
  text-decoration: none;
}
.wa-float .wa-label {
  background: #fff; color: var(--navy);
  font-size: 14px; font-weight: 500;
  padding: 9px 14px; border-radius: 999px;
  box-shadow: 0 6px 20px rgba(16, 24, 40, 0.16);
  opacity: 0; transform: translateX(6px);
  transition: opacity .25s, transform .25s;
  pointer-events: none;
}
.wa-float:hover .wa-label, .wa-float:focus-visible .wa-label { opacity: 1; transform: none; }
.wa-float .wa-bubble {
  width: 58px; height: 58px; border-radius: 50%;
  background: var(--green);
  display: grid; place-items: center;
  box-shadow: 0 10px 26px rgba(16, 24, 40, 0.24);
  transition: transform .2s, background .2s;
}
.wa-float:hover .wa-bubble { transform: translateY(-2px); background: #19AE55; }
.wa-float svg { width: 28px; height: 28px; }
@media (max-width: 860px) { .wa-float .wa-label { display: none; } }